This piece of clothing is a chic combination of neutral tones that is ideal for a day when it is snowing. A pleated midi skirt in a creamy beige color is being worn by the lady. This skirt adds a touch of softness and movement to her look. In order to provide both warmth and contrast, the skirt is then matched with opaque black tights. Both the thick, speckled knit scarf and the matching beanie that they wear on top of their head give comfort while also contributing to a cohesive appearance. A rich cream-colored coat with a velvety texture, most likely made of wool or a wool mix, is the focal point of the ensemble. It has big lapels and a loose fit, which gives an additional layer of refinement and warmth to the ensemble. A whimsical but practical element has been added to the outfit by the individual's choice of footwear, which consists of black boots with a sprinkling of what seems to be snowflakes. During the winter months, this ensemble is a great example of how to maintain a fashionable appearance while yet maintaining a comfortable body temperature.