The combination of yellow and navy is a time-honored color scheme that guarantees an appearance that is refined and sophisticated. The yellow skirt has been paired here with a navy sweater and a navy jacket, which is ideal for the winter months. However, if the weather is a little warmer, you could alternatively go for a navy button-up shirt or a navy t-shirt instead of the sweater and jacket. In order to finish off the appearance, you should wear navy tights, black loafers, and a small scarf around your neck.